When you start getting them every weekend, birthday dinners really start to add up. One birthday outing is okay, but we've already had 2 since the holidays, there are 2 more coming up soon, and many more on the horizon!

First there's dinner - let's say, $25-$50 per couple (sometimes more, sometimes less), depending on whether or not we use the Entertainment Book (that's a bank account saver!). Then there's the gift; thankfully, this group does lots of group gifts so $10 per person ($20 per couple). And after that, there's the activity! This could be just going to someone's place for cake and coffee, or going bowling or whatever.

For someone who's in school, with no job, little things like this can take their toll on your wallet!